Frequently asked questions
Do I need good credit to get approved?
No. We offer financing and lease-to-own options for all credit types. Many customers get approved without traditional credit.
How fast is the approval process?
Most applications take only a few minutes, and many customers receive an instant decision.
How much money do I need down?
Many approvals start with as little as $20 down, depending on the lender and purchase amount.
Can I take my mattress home the same day?
Yes! Once approved, many customers can take their mattress home the same day or schedule fast delivery
Can I pay off my financing early?
Yes. Some financing options allow early payoff discounts or same-as-cash periods if paid within the promotional timeframe.